About Us

Big Sky's only locally owned and operated mortgage broker, partnering with the country's most innovative lenders to offer real estate loans that fit the unique Big Sky market. Our commitment to local knowledge, local service and local value provides solid financial footing for your next step.



Lance Child
President

lchild@flatrockfinancial.com

A Gonzaga University graduate and former CPA, Lance is a Montana native and has been a full-time resident of Big Sky since 1999. Lance began his lending career in Big Sky in 2002 and, in 2006, he and his team opened the doors of Flat Rock Financial, Big Sky's only locally owned and operated mortgage brokerage. By partnering with several of the nation's largest and best-known lenders, as well as a handful of exclusive private mortgage banks, Flat Rock Financial is able to offer the widest array of loan products, at the most competitive rates and costs, available in Big Sky.

Lance specializes in vacation and investment property lending, condominium financing, and in evaluating his clients' real estate portfolios to maximize the many benefits that purposefully-planned mortgage financing can offer.