Loan Products

  • Purchases
         Purchase money first and second mortgages

  • Refinances
         Rate and Term
         Cash-out
         Second Mortgage

  • Obama Administration's Making Home Affordable Refinance Program -allows higher LTV and relaxed appraisal guidelines without additional Mortgage Insurance requirements

  • All occupancy classifications
         Primary Residence
         Second Homes
         Investment Property

  • Conforming, Jumbo and Super-Jumbo loan amounts

  • Single Family Residences, Condominiums, Townhomes

  • Interest Only Loans

  • Up to 102% purchase financing via government insured RD program